The landscape for companies empowering developers to build critical fintech applications has undergone significant change over the last decade. Driven by the rapid rise of AI and increased regulatory scrutiny concerning fraud, risk management, and consumer data protection, providing necessary tools for innovation has become increasingly complex. 3forge, a New York-based company with 15 years of experience in supporting fintech designers and developers, is responding to this challenge with its new enterprise solution.
Bridging the Gap Between Data and Application
According to Finovate, 3forge Enterprise fundamentally changes how financial institutions manage their digital infrastructure. The platform provides a data gateway that unifies current-state access across real-time and historical tables, streams, and procedures within the 3forge fabric. This unified approach allows developers and applications to publish, subscribe, query, and insert data using native connectivity in languages such as Java, Python, and C++. Furthermore, it supports failover functionality and integrates with major libraries like JDBC, Pandas, and SQLAlchemy.
Transforming Siloed Systems into a Unified Fabric
Robert Cooke, Founder and Chief Technology Officer of 3forge, noted that historically, financial institutions treated data platforms, business logic, and applications as separate architectural domains. He explained the necessity for change: “For years, financial institutions treated data platforms, business logic, and applications as separate architectural domains,” Cooke stated. “That separation made sense operationally, but it is increasingly inefficient for high-value capital markets workflows.”
3forge Enterprise achieves this unification through three distinct layers designed to transform fragmented systems into an enterprise-wide fabric:
- Governed Real-Time Intake and Exhaust Layer: This layer manages the intake and output of financial data in real time, ensuring strict governance.
- Application Engine and AI-Assisted Development Layer: This core layer facilitates building and running complex financial workflows, enabling users to move seamlessly from raw data discovery to production deployment.
- Operational Control Layer: This final layer centralizes the management of deployments at scale, providing necessary oversight for large organizations.
By combining these layers, 3forge Enterprise allows vendor platforms, internal systems, and AI-powered applications to access both real-time and historical data through unified queries, streams, APIs, and agents. Crucially, the platform maintains the entitlements, auditability, and production controls required by capital markets.
Modernization for All Market Tiers
The application fabric allows institutions to modernize complex existing infrastructure while maintaining strict compliance. Cooke elaborated on the strategic value of this unified foundation: “An application fabric brings data, decisions, execution, AI, and applications onto the same controlled, auditable foundation,” he explained. The solution is positioned not only for tier-one financial institutions looking to extend their current systems but also for mid-market banks, broker-dealers, hedge funds, and asset managers who require a production-ready application fabric without the need to build one from scratch.
In summary, 3forge Enterprise offers a comprehensive solution that addresses the growing demand for integrated, high-performance financial applications in an era defined by advanced AI and stringent regulatory requirements. The platform ensures that data integrity and operational control are maintained while accelerating development cycles across diverse market segments.